Loss adjusting and comprehensive damage management
Loss adjusting is a key component within the insurance sector and risk management, as it allows for the precise determination of the causes, circumstances, and consequences of a claim, as well as the proper valuation of the resulting damages.
At MARTRAT Perits, we provide comprehensive claims management based on rigorous technical analysis and the multidisciplinary experience of our team of professionals. We work across a wide range of risks, including fires, water damage, weather events, floods, vandalism, electrical damage, theft, civil liability, and business interruption losses, among others.
Our work as party-appointed experts consists of acting on behalf of the insured during the assessment process, in accordance with Article 38 of the Insurance Contract Law. In this context, we collaborate with the insurer’s appointed expert to objectively determine the cause of the claim, the valuation of damages, and the circumstances affecting compensation.
When no agreement is reached between the parties, the appraisal procedure provided for by current regulations is activated, thereby ensuring a fair and technical process for resolving the claim.
The MARTRAT methodology is supported by a highly qualified team made up of engineers, architects, economists, specialized technicians, and claims investigators, allowing us to approach each case with a comprehensive and precise perspective.
Thanks to this multidisciplinary structure, we offer expert assessment services across sectors such as industry, construction, energy, transport, art and antiques, mining, catastrophic risks, and more, both nationally and internationally.
Our objective is to ensure a rigorous technical assessment that provides companies, individuals, and insurance entities with reliable information for the proper resolution of each claim.